Reverse DCF
What growth does the market imply for IDBI?
Working backwards from the current price to find the FCF growth assumption baked in.
conservative
-18.8% implied annual FCF growth
The market is pricing in below-GDP growth — very conservative assumption. If the company delivers anywhere near its historical rate, there is significant upside.
Current Price
₹74
Historical Growth
0.0%
FCF Yield
31.94%
Price / FCF
3.1x
Plain English
To justify today's price of $74.09, IDBI.NS needs to grow its free cash flow at -18.8% per year for the next 10 years. That is 18.8% slower than its historical growth rate of 0.0%. This looks achievable — the market is not pricing in heroic assumptions. There may be genuine upside if the company executes.
Adjust Assumptions
Growth Scenarios
What the stock is worth at different growth assumptions
| Scenario | FCF Growth | Implied IV | MoS vs Price |
|---|---|---|---|
| Implied | -18.8% | ₹75 | +1.0% |
| Half implied | -9.4% | ₹130 | +75.1% |
| Historical | 0.0% | ₹246 | +231.5% |
| GDP rate | 10.0% | ₹514 | +594.0% |
At Historical Growth Rate
It would take 3 years for IDBI to organically grow into today's price assuming its historical FCF growth of 0.0%.
See full DCF analysis
Bear/base/bull scenarios, sensitivity heatmap, Monte Carlo, and more.
Run Full Analysis →This is an analytical tool, not investment advice. Implied growth is a mathematical inversion of the DCF model and depends on WACC and terminal growth assumptions. YieldIQ is not registered with SEBI as an investment adviser.