IDBI Bank Limited
IDBI · General/Diversified · NSE
₹74
Current Market Price
Fair Value (DCF)
₹275
Margin of Safety
+271.1%
Updated just now
YieldIQ Score
63/100
Piotroski F-Score
6/9
Economic Moat
Narrow
Confidence
27%
ROE
12.3%
Debt/Equity
0.00
WACC
11.6%
Market Cap
₹0.80 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.04×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹74.09
Bear case
₹199.21
MoS +62.8%
Base case
₹274.98
MoS +73.1%
Bull case
₹417.26
MoS +82.2%
Ratio Trends
IDBI · last 7 annual periods
ROE
12.4%
ROCE
—
Operating Margin
—
Debt / Equity
0.32×
PE
—
EV / EBITDA
—
Historical Financials
IDBI · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | ₹18.0K Cr | +0.0% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | — | — | — | ₹7631 Cr | +0.0% |
| EPS (diluted) | ₹1.44 | ₹2.36 | ₹3.45 | ₹1.55 | — | +1.9% |
| CFO | — | — | — | — | ₹25.8K Cr | +0.0% |
| CapEx | — | — | — | — | ₹-350 Cr | — |
| FCF | — | — | — | — | ₹25.4K Cr | +0.0% |
| Total Assets | — | ₹302.5K Cr | ₹331.5K Cr | ₹364.7K Cr | ₹413.0K Cr | +8.1% |
| Total Debt | — | — | — | — | ₹19.9K Cr | +0.0% |
| Shareholders' Equity | — | — | — | — | ₹61.8K Cr | +0.0% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
IDBI vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| AUBANK AU Small Finance Bank Limited | -54.5% | 20 | Overvalued | 12.3% | — |
| FEDERALBNK The Federal Bank Limited | +5.3% | 25 | Fairly valued | 11.7% | — |
| BANKINDIA BANKINDIA | — | — | Pending | 11.8% | — |
| IOB Indian Overseas Bank | -18.2% | 20 | Overvalued | 10.5% | — |
| INDUSINDBK IndusInd Bank Limited | +45.7% | 32 | Undervalued | 397.2% | — |
Click a ticker to view its fair-value analysis.
Dividend History
3 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹4.60/sh
Last payout
2025-07-15
₹2.10
Peak payout
₹2.10
Trailing yield
2.83%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of IDBI →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for IDBI →
Compare
Head-to-head with peers
Compare IDBI side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse IDBINow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.