DuPont Decomposition

Why does INDIANHUME earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

40.5% = 37.5% × 0.54 × 1.99

Latest: FY2025

Profitability

Net Margin

37.5%

3.5% →37.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.54x

0.21x →0.54x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.99x

3.14x →1.99x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 38.2 pp over 3 years. Driven by net margin improving (3.5% → 37.5%), asset turnover improving (0.21x → 0.54x), leverage falling (3.14x → 1.99x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr3.5%0.213.142.3%
FY20240Cr0Cr10.8%0.192.515.3%
FY20250Cr0Cr37.5%0.541.9940.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.