DuPont Decomposition

Why does INTERARCH earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.3% = 7.5% × 1.29 × 1.48

Latest: FY2025

Profitability

Net Margin

7.5%

2.1% →7.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.29x

1.50x →1.29x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.48x

1.71x →1.48x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 9.0 pp over 4 years. Driven by net margin improving (2.1% → 7.5%), asset turnover declining (1.50x → 1.29x), leverage falling (1.71x → 1.48x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.1%1.501.715.4%
FY20230Cr0Cr7.4%1.641.6920.4%
FY20240Cr0Cr6.8%1.691.7019.4%
FY20250Cr0Cr7.5%1.291.4814.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for INTERARCH

Combine financial quality with intrinsic value.

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.