DuPont Decomposition

Why does INTLCONV earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

16.1% = 32.1% × 0.37 × 1.34

Latest: FY2026

Profitability

Net Margin

32.1%

8.1% →32.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.37x

0.66x →0.37x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.34x

1.41x →1.34x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 8.6 pp over 5 years. Driven by net margin improving (8.1% → 32.1%), asset turnover declining (0.66x → 0.37x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr8.1%0.661.417.5%
FY20230Cr0Cr13.4%0.691.4513.4%
FY20240Cr0Cr46.7%0.301.6122.9%
FY20250Cr0Cr60.4%0.301.4025.4%
FY20260Cr0Cr32.1%0.371.3416.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INTLCONV DuPont Analysis — ROE 16.1% | YieldIQ