DuPont Decomposition

Why does INTLCONV earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

25.4% = 60.6% × 0.30 × 1.40

Latest: FY2025

Profitability

Net Margin

60.6%

13.4% →60.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.30x

0.69x →0.30x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.40x

1.45x →1.40x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 12.0 pp over 3 years. Driven by net margin improving (13.4% → 60.6%), asset turnover declining (0.69x → 0.30x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr13.4%0.691.4513.4%
FY20240Cr0Cr46.6%0.301.6122.9%
FY20250Cr0Cr60.6%0.301.4025.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

INTLCONV DuPont Analysis — ROE 25.4% | YieldIQ