DuPont Decomposition

Why does IRISDOREME earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

15.9% = 9.0% × 0.93 × 1.91

Latest: FY2025

Profitability

Net Margin

9.0%

7.3% →9.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.93x

1.03x →0.93x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.91x

1.92x →1.91x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 1.4 pp over 3 years. Driven by net margin improving (7.3% → 9.0%).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr7.3%1.031.9214.5%
FY20240Cr0Cr10.0%0.921.9317.7%
FY20250Cr0Cr9.0%0.931.9115.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

IRISDOREME DuPont Analysis — ROE 15.9% | YieldIQ