DuPont Decomposition

Why does IRISDOREME earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

11.4% = 8.5% × 0.94 × 1.44

Latest: FY2026

Profitability

Net Margin

8.5%

9.2% →8.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.94x

1.18x →0.94x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.44x

1.93x →1.44x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 9.4 pp over 5 years. Driven by asset turnover declining (1.18x → 0.94x), leverage falling (1.93x → 1.44x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr9.2%1.181.9320.8%
FY20230Cr0Cr7.3%1.031.9214.5%
FY20240Cr0Cr10.1%0.911.9317.7%
FY20250Cr0Cr9.0%0.931.9115.9%
FY20260Cr0Cr8.5%0.941.4411.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

IRISDOREME DuPont Analysis — ROE 11.4% | YieldIQ