DuPont Decomposition

Why does JASH earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.7% = 10.3% × 0.84 × 1.70

Latest: FY2026

Profitability

Net Margin

10.3%

9.0% →10.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.84x

0.97x →0.84x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.70x

1.98x →1.70x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 2.6 pp over 5 years. Driven by net margin improving (9.0% → 10.3%), asset turnover declining (0.97x → 0.84x), leverage falling (1.98x → 1.70x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr9.0%0.971.9817.2%
FY20230Cr0Cr13.1%0.881.8821.7%
FY20240Cr0Cr13.1%0.841.7219.0%
FY20250Cr0Cr11.9%0.981.7320.3%
FY20260Cr0Cr10.3%0.841.7014.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

JASH DuPont Analysis — ROE 14.7% | YieldIQ