DuPont Decomposition

Why does JASH earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

20.1% = 12.1% × 0.97 × 1.71

Latest: FY2025

Profitability

Net Margin

12.1%

19.7% →12.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.97x

0.38x →0.97x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.71x

1.88x →1.71x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 6.2 pp over 3 years. Driven by net margin declining (19.7% → 12.1%), asset turnover improving (0.38x → 0.97x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr19.7%0.381.8813.9%
FY20240Cr0Cr17.9%0.361.7211.1%
FY20250Cr0Cr12.1%0.971.7120.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.