DuPont Decomposition

Why does JISLJALEQS earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

0.6% = 0.6% × 0.50 × 1.99

Latest: FY2025

Profitability

Net Margin

0.6%

7.0% →0.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.50x

0.37x →0.50x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.99x

3.34x →1.99x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.0 pp over 4 years. Driven by net margin declining (7.0% → 0.6%), asset turnover improving (0.37x → 0.50x), leverage falling (3.34x → 1.99x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr7.0%0.373.348.6%
FY20230Cr0Cr66.6%0.162.1222.4%
FY20240Cr-0Cr-0.6%0.152.06-0.2%
FY20250Cr0Cr0.6%0.501.990.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for JISLJALEQS

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.