JM Financial Limited
JMFINANCIL · General/Diversified · NSE
₹134
Current Market Price
Fair Value (DCF)
₹44
Margin of Safety
-67.1%
Updated just now
YieldIQ Score
20/100
Piotroski F-Score
4/9
Economic Moat
Moderate
Confidence
14%
ROE
8.0%
Debt/Equity
0.00
WACC
9.8%
Market Cap
₹0.13 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
-0.1×
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.14×
Revenue per ₹ of assets
Revenue CAGR (3Y)
—
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹134.02
Bear case
₹0
MoS -Infinity%
Base case
₹44.03
MoS -204.4%
Bull case
₹150.65
MoS +11.0%
Ratio Trends
JMFINANCIL · last 6 annual periods
ROE
8.0%
ROCE
-1.0%
Operating Margin
—
Debt / Equity
1.12×
PE
176.1×
EV / EBITDA
—
Historical Financials
JMFINANCIL · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹346 Cr | ₹3707 Cr | ₹846 Cr | ₹1261 Cr | ₹2722 Cr | +67.4% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹224 Cr | ₹2430 Cr | ₹401 Cr | ₹-165 Cr | — | — |
| PAT | ₹175 Cr | ₹992 Cr | ₹32.4 Cr | ₹-674 Cr | ₹821 Cr | +47.1% |
| EPS (diluted) | ₹1.88 | ₹8.09 | ₹0.60 | ₹-2.39 | — | — |
| CFO | ₹-330 Cr | ₹-3203 Cr | ₹-2449 Cr | ₹3635 Cr | ₹5569 Cr | — |
| CapEx | — | — | — | — | ₹-34.0 Cr | — |
| FCF | — | — | — | — | ₹5535 Cr | +0.0% |
| Total Assets | — | ₹25.8K Cr | ₹29.4K Cr | ₹29.8K Cr | ₹24.5K Cr | -1.3% |
| Total Debt | ₹0.6 Cr | ₹3807 Cr | ₹5864 Cr | ₹5186 Cr | ₹11.5K Cr | +1076.8% |
| Shareholders' Equity | — | — | ₹11.3K Cr | ₹11.1K Cr | ₹10.2K Cr | -2.4% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
JMFINANCIL vs 3 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| IEX Indian Energy Exchange Limited | -51.4% | 28 | High Risk | 37.8% | — |
| CHOICEIN Choice International Limited | -77.4% | 46 | Data Limited | 14.7% | — |
| IIFLCAPS IIFL CAPITAL SERVICES LTD | +14.4% | 68 | Fairly valued | 28.4% | — |
Click a ticker to view its fair-value analysis.
Dividend History
16 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹10.15/sh
Last payout
2025-11-14
₹1.50
Peak payout
₹2.70
Trailing yield
3.13%
Amounts parsed from NSE subject lines; percent-of-face-value declarations are not converted and shown as missing.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of JMFINANCIL →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for JMFINANCIL →
Compare
Head-to-head with peers
Compare JMFINANCIL side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse JMFINANCILNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.