DuPont Decomposition

Why does JSLL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

33.2% = 19.3% × 1.43 × 1.20

Latest: FY2025

Profitability

Net Margin

19.3%

7.6% →19.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.43x

2.38x →1.43x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.20x

1.69x →1.20x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.6 pp over 4 years. Driven by net margin improving (7.6% → 19.3%), asset turnover declining (2.38x → 1.43x), leverage falling (1.69x → 1.20x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr7.6%2.381.6930.7%
FY20230Cr0Cr16.6%1.351.2026.8%
FY20240Cr0Cr21.3%1.471.1536.0%
FY20250Cr0Cr19.3%1.431.2033.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

JSLL DuPont Analysis — ROE 33.2% | YieldIQ