DuPont Decomposition

Why does JTLIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.6% = 4.6% × 1.07 × 1.34

Latest: FY2026

Profitability

Net Margin

4.6%

4.5% →4.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.07x

3.99x →1.07x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.34x

1.72x →1.34x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 24.3 pp over 5 years. Driven by asset turnover declining (3.99x → 1.07x), leverage falling (1.72x → 1.34x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr4.5%3.991.7230.9%
FY20230Cr0Cr5.8%2.751.3822.1%
FY20240Cr0Cr5.5%2.421.0914.6%
FY20250Cr0Cr5.2%1.431.108.1%
FY20260Cr0Cr4.6%1.071.346.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

JTLIND DuPont Analysis — ROE 6.6% | YieldIQ