DuPont Decomposition

Why does KHADIM earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.0% = 1.2% × 0.54 × 3.03

Latest: FY2025

Profitability

Net Margin

1.2%

1.1% →1.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.54x

0.89x →0.54x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.03x

3.14x →3.03x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 1.1 pp over 4 years. Driven by asset turnover declining (0.89x → 0.54x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.1%0.893.143.1%
FY20230Cr0Cr2.7%0.883.267.8%
FY20240Cr0Cr1.5%0.583.052.6%
FY20250Cr0Cr1.2%0.543.032.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

KHADIM DuPont Analysis — ROE 2.0% | YieldIQ