DuPont Decomposition

Why does KRITIKA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.7% = 1.4% × 4.14 × 1.90

Latest: FY2025

Profitability

Net Margin

1.4%

1.7% →1.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

4.14x

1.94x →4.14x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.90x

1.79x →1.90x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.9 pp over 4 years. Driven by asset turnover improving (1.94x → 4.14x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.7%1.941.795.8%
FY20230Cr0Cr2.2%2.331.608.1%
FY20240Cr0Cr2.5%2.771.8112.3%
FY20250Cr0Cr1.4%4.141.9010.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

KRITIKA DuPont Analysis — ROE 10.7% | YieldIQ