DuPont Decomposition

Why does LAL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

12.3% = 9.2% × 0.87 × 1.53

Latest: FY2025

Profitability

Net Margin

9.2%

0.5% →9.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.87x

0.69x →0.87x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.53x

2.76x →1.53x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 11.3 pp over 4 years. Driven by net margin improving (0.5% → 9.2%), asset turnover improving (0.69x → 0.87x), leverage falling (2.76x → 1.53x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr0.5%0.692.760.9%
FY20230Cr0Cr5.8%1.052.7016.4%
FY20240Cr0Cr9.7%0.882.3920.4%
FY20250Cr0Cr9.2%0.871.5312.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

LAL DuPont Analysis — ROE 12.3% | YieldIQ