DuPont Decomposition

Why does MANBA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

11.1% = 14.5% × 0.16 × 4.83

Latest: FY2026

Profitability

Net Margin

14.5%

10.4% →14.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.16x

0.17x →0.16x

Revenue per ₹ of assets

Leverage

Equity Multiplier

4.83x

3.70x →4.83x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.7 pp over 5 years. Driven by net margin improving (10.4% → 14.5%), leverage rising (3.70x → 4.83x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr10.4%0.173.706.4%
FY20230Cr0Cr13.3%0.164.679.8%
FY20240Cr0Cr18.5%0.174.8515.5%
FY20250Cr0Cr15.9%0.163.9710.3%
FY20260Cr0Cr14.5%0.164.8311.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

MANBA DuPont Analysis — ROE 11.1% | YieldIQ