DuPont Decomposition

Why does MASTERTR earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

20.5% = 27.8% × 0.24 × 3.05

Latest: FY2025

Profitability

Net Margin

27.8%

18.9% →27.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.24x

0.28x →0.24x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.05x

3.43x →3.05x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.1 pp over 4 years. Driven by net margin improving (18.9% → 27.8%), leverage falling (3.43x → 3.05x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr18.9%0.283.4318.4%
FY20230Cr0Cr22.8%0.233.3618.0%
FY20240Cr0Cr26.3%0.223.6921.4%
FY20250Cr0Cr27.8%0.243.0520.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.