DuPont Decomposition

Why does MBEL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

25.1% = 7.8% × 1.16 × 2.77

Latest: FY2025

Profitability

Net Margin

7.8%

2.4% →7.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.16x

1.26x →1.16x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.77x

3.76x →2.77x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 13.9 pp over 4 years. Driven by net margin improving (2.4% → 7.8%), asset turnover declining (1.26x → 1.16x), leverage falling (3.76x → 2.77x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.4%1.263.7611.2%
FY20230Cr0Cr3.7%1.583.1118.3%
FY20240Cr0Cr5.7%1.262.7219.6%
FY20250Cr0Cr7.8%1.162.7725.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.