DuPont Decomposition

Why does MCL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.3% = 3.8% × 1.62 × 1.68

Latest: FY2025

Profitability

Net Margin

3.8%

-2.0% →3.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.62x

1.07x →1.62x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.68x

2.59x →1.68x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 15.8 pp over 3 years. Driven by net margin improving (-2.0% → 3.8%), asset turnover improving (1.07x → 1.62x), leverage falling (2.59x → 1.68x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-2.0%1.072.59-5.5%
FY20240Cr0Cr3.5%0.551.563.0%
FY20250Cr0Cr3.8%1.621.6810.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

MCL DuPont Analysis — ROE 10.3% | YieldIQ