DuPont Decomposition

Why does MUNJALAU earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

8.5% = 1.8% × 1.65 × 2.89

Latest: FY2025

Profitability

Net Margin

1.8%

0.5% →1.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.65x

0.38x →1.65x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.89x

3.32x →2.89x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 7.9 pp over 3 years. Driven by net margin improving (0.5% → 1.8%), asset turnover improving (0.38x → 1.65x), leverage falling (3.32x → 2.89x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr0.5%0.383.320.6%
FY20240Cr0Cr8.9%0.333.049.1%
FY20250Cr0Cr1.8%1.652.898.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.