Reverse DCF
What growth does the market imply for MUTHOOTMF?
Working backwards from the current price to find the FCF growth assumption baked in.
conservative
-4.6% implied annual FCF growth
The market is pricing in below-GDP growth — very conservative assumption. If the company delivers anywhere near its historical rate, there is significant upside.
Current Price
₹194
Historical Growth
20.0%
FCF Yield
41.87%
Price / FCF
2.4x
Plain English
To justify today's price of $193.79, MUTHOOTMF.NS needs to grow its free cash flow at -4.6% per year for the next 10 years. That is 24.6% slower than its historical growth rate of 20.0%. This looks achievable — the market is not pricing in heroic assumptions. There may be genuine upside if the company executes.
Adjust Assumptions
Growth Scenarios
What the stock is worth at different growth assumptions
| Scenario | FCF Growth | Implied IV | MoS vs Price |
|---|---|---|---|
| Implied | -4.6% | ₹194 | +0.3% |
| Half implied | -2.3% | ₹308 | +58.9% |
| GDP rate | 10.0% | ₹1,445 | +645.6% |
| Historical | 20.0% | ₹3,625 | +1770.8% |
At Historical Growth Rate
It would take 3 years for MUTHOOTMF to organically grow into today's price assuming its historical FCF growth of 20.0%.
See full DCF analysis
Bear/base/bull scenarios, sensitivity heatmap, Monte Carlo, and more.
Run Full Analysis →This is an analytical tool, not investment advice. Implied growth is a mathematical inversion of the DCF model and depends on WACC and terminal growth assumptions. YieldIQ is not registered with SEBI as an investment adviser.