MUTHOOT MICROFIN LIMITED
MUTHOOTMF · General/Diversified · NSE
₹194
Current Market Price
Fair Value (DCF)
₹529
Margin of Safety
+173.0%
Updated 1d ago
YieldIQ Score
61/100
Piotroski F-Score
4/9
Economic Moat
Narrow
Confidence
23%
ROE
—
Debt/Equity
3.20
WACC
11.1%
Market Cap
₹3,251 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
-14.6×
EBIT covers interest
Current Ratio
1.42×
Short-term liquidity
Asset Turnover
0.22×
Revenue per ₹ of assets
Revenue CAGR (3Y)
49.8%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹193.79
Bear case
₹267.11
MoS +27.4%
Base case
₹528.98
MoS +63.4%
Bull case
₹1,101.25
MoS +82.4%
Ratio Trends
MUTHOOTMF · last 4 annual periods
ROE
-8.5%
ROCE
-2.1%
Operating Margin
—
Debt / Equity
3.08×
PE
—
EV / EBITDA
—
Historical Financials
MUTHOOTMF · Annual, last 4 years· amounts in ₹Cr unless noted
| Metric | 2022 | 2023 | 2024 | 2025 | CAGR |
|---|---|---|---|---|---|
| Revenue | ₹723 Cr | ₹1291 Cr | ₹647 Cr | ₹2430 Cr | +49.8% |
| EBITDA | ₹95.2 Cr | ₹252 Cr | ₹633 Cr | ₹-228 Cr | — |
| EBIT | — | — | ₹411 Cr | — | +0.0% |
| PAT | ₹47.4 Cr | ₹164 Cr | ₹120 Cr | ₹-223 Cr | — |
| EPS (diluted) | — | — | ₹7.02 | — | +0.0% |
| CFO | ₹-1084 Cr | ₹-2333 Cr | ₹-2125 Cr | ₹1382 Cr | — |
| CapEx | ₹-11.4 Cr | ₹-28.2 Cr | — | ₹-20.8 Cr | — |
| FCF | ₹-1095 Cr | ₹-2361 Cr | — | ₹1361 Cr | — |
| Total Assets | ₹5591 Cr | ₹8529 Cr | ₹11.6K Cr | ₹10.9K Cr | +24.8% |
| Total Debt | ₹4088 Cr | ₹6623 Cr | ₹7397 Cr | ₹8101 Cr | +25.6% |
| Shareholders' Equity | ₹1337 Cr | ₹1626 Cr | ₹2804 Cr | ₹2632 Cr | +25.3% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
MUTHOOTMF vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
| AYE AYE | — | — | Pending | 10.6% | — |
| FUSION FUSION | — | — | Pending | -74.5% | — |
| TFCILTD TFCILTD | — | — | Pending | 8.5% | — |
| INDOSTAR INDOSTAR | — | — | Pending | 3.3% | — |
| MUFIN MUFIN | — | — | Pending | 7.1% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for MUTHOOTMF in the last 10 years.
Reverse DCF
Market-implied growth
What FCF growth is priced in →
Risk Analysis
Volatility & drawdown
Risk profile of MUTHOOTMF →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for MUTHOOTMF →
Compare
Head-to-head with peers
Compare MUTHOOTMF side by side →
Run Full Interactive Analysis
Interactive DCF sliders, sensitivity heatmap, peer comparison, and more.
Analyse MUTHOOTMFNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.