MUTHOOT MICROFIN LIMITED
MUTHOOTMF · General/Diversified · NSE
₹182
Current Market Price
Fair Value (DCF)
₹175
Discount to FV
-3.7%
Updated just now
YieldIQ Score
44/100
Piotroski F-Score
4/9
Economic Moat
Narrow
Confidence
7%
ROE
6.0%
Debt/Equity
3.40
WACC
11.1%
Market Cap
₹3,049 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
4.4%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
-14.6×
EBIT covers interest
Current Ratio
1.42×
Short-term liquidity
Asset Turnover
0.21×
Revenue per ₹ of assets
Revenue CAGR (3Y)
20.1%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹181.75
Bear case
Discount -70.5%
Base case
Discount -3.8%
Bull case
Discount +14.7%
Ratio Trends
MUTHOOTMF · last 5 annual periods
ROE
6.0%
ROCE
4.4%
Operating Margin
—
Debt / Equity
3.40×
PE
—
EV / EBITDA
—
Historical Financials
MUTHOOTMF · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹723 Cr | ₹1291 Cr | ₹1984 Cr | ₹2468 Cr | ₹2237 Cr | +32.6% |
| EBITDA | ₹95.2 Cr | ₹252 Cr | ₹633 Cr | ₹814 Cr | ₹555 Cr | +55.4% |
| EBIT | — | — | ₹1465 Cr | — | — | +0.0% |
| PAT | ₹47.4 Cr | ₹164 Cr | ₹450 Cr | ₹-223 Cr | ₹170 Cr | +37.7% |
| EPS (diluted) | — | — | ₹30.20 | — | — | +0.0% |
| CFO | ₹-1084 Cr | ₹-2333 Cr | ₹-1272 Cr | ₹1382 Cr | ₹-580 Cr | — |
| CapEx | ₹-11.4 Cr | ₹-28.2 Cr | ₹-27.6 Cr | ₹-20.8 Cr | ₹-10.9 Cr | — |
| FCF | ₹-1095 Cr | ₹-2361 Cr | ₹-1299 Cr | ₹1361 Cr | ₹-591 Cr | — |
| Total Assets | ₹5591 Cr | ₹8529 Cr | ₹11.6K Cr | ₹10.9K Cr | ₹12.7K Cr | +22.7% |
| Total Debt | ₹4088 Cr | ₹6623 Cr | ₹8589 Cr | ₹8101 Cr | ₹9707 Cr | +24.1% |
| Shareholders' Equity | ₹1337 Cr | ₹1626 Cr | ₹2804 Cr | ₹2632 Cr | ₹2854 Cr | +20.9% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
MUTHOOTMF vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
AYE AYE | — | — | Pending | 7.6% | — |
 FUSION FUSION | — | — | Pending | 0.6% | — |
 TFCILTD TFCILTD | — | — | Pending | 8.5% | — |
 INDOSTAR INDOSTAR | — | — | Pending | 3.7% | 21.8× |
MUFIN MUFIN | — | — | Pending | 4.9% | — |
Click a ticker to view its fair-value analysis.
Dividend History
No dividend events recorded for MUTHOOTMF in the last 10 years.
AI Analysis Summary
Model-generated description of metrics. Not investment advice. MUTHOOT MICROFIN LIMITED (MUTHOOTMF.NS) trades at 181.75 vs a model fair value of 175.07, a gap of -3.7%. Piotroski F-score: 4/9. Moat la...
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Market-implied growth
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Risk Analysis
Volatility & drawdown
Risk profile of MUTHOOTMF →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for MUTHOOTMF →
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Analyse MUTHOOTMFNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.