DuPont Decomposition

Why does NAHARPOLY earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

9.1% = 11.2% × 0.70 × 1.15

Latest: FY2026

Profitability

Net Margin

11.2%

20.1% →11.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.70x

0.43x →0.70x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.15x

1.25x →1.15x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 1.6 pp over 5 years. Driven by net margin declining (20.1% → 11.2%), asset turnover improving (0.43x → 0.70x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr20.1%0.431.2510.7%
FY20230Cr0Cr6.0%0.741.265.5%
FY20240Cr0Cr0.9%0.621.200.7%
FY20250Cr0Cr7.1%0.701.185.9%
FY20260Cr0Cr11.2%0.701.159.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

NAHARPOLY DuPont Analysis — ROE 9.1% | YieldIQ