DuPont Decomposition

Why does NAHARSPING earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

1.4% = 0.7% × 1.19 × 1.78

Latest: FY2026

Profitability

Net Margin

0.7%

14.4% →0.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.19x

1.18x →1.19x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.78x

1.84x →1.78x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 29.9 pp over 5 years. Driven by net margin declining (14.4% → 0.7%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr14.4%1.181.8431.4%
FY20230Cr0Cr4.0%1.091.627.1%
FY20240Cr-0Cr-1.7%1.021.95-3.5%
FY20250Cr0Cr0.4%1.191.850.8%
FY20260Cr0Cr0.7%1.191.781.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

NAHARSPING DuPont Analysis — ROE 1.4% | YieldIQ