DuPont Decomposition

Why does NDGL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.5% = 50.9% × 0.04 × 1.34

Latest: FY2025

Profitability

Net Margin

50.9%

1585.1% →50.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.04x

0.01x →0.04x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.34x

1.01x →1.34x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.9 pp over 4 years. Driven by net margin declining (1585.1% → 50.9%), leverage rising (1.01x → 1.34x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1585.1%0.011.0111.4%
FY20230Cr0Cr2525.5%0.001.019.9%
FY20240Cr0Cr434.6%0.011.023.9%
FY20250Cr0Cr50.9%0.041.342.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.