DuPont Decomposition

Why does NOCIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.8% = 7.5% × 0.67 × 1.17

Latest: FY2025

Profitability

Net Margin

7.5%

7.2% →7.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.67x

0.21x →0.67x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.17x

1.20x →1.17x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 4.0 pp over 3 years. Driven by asset turnover improving (0.21x → 0.67x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr7.2%0.211.201.8%
FY20240Cr0Cr11.7%0.181.192.5%
FY20250Cr0Cr7.5%0.671.175.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.