DuPont Decomposition

Why does PACEDIGITK earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

22.1% = 11.0% × 0.92 × 2.19

Latest: FY2025

Profitability

Net Margin

11.0%

2.7% →11.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.92x

0.57x →0.92x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.19x

2.24x →2.19x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 18.7 pp over 4 years. Driven by net margin improving (2.7% → 11.0%), asset turnover improving (0.57x → 0.92x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.7%0.572.243.5%
FY20230Cr0Cr2.8%0.602.514.3%
FY20240Cr0Cr9.0%1.083.9738.7%
FY20250Cr0Cr11.0%0.922.1922.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.