DuPont Decomposition

Why does PANACHE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

15.7% = 6.8% × 1.07 × 2.16

Latest: FY2026

Profitability

Net Margin

6.8%

0.9% →6.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.07x

0.89x →1.07x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.16x

3.18x →2.16x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 13.0 pp over 5 years. Driven by net margin improving (0.9% → 6.8%), asset turnover improving (0.89x → 1.07x), leverage falling (3.18x → 2.16x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr0.9%0.893.182.6%
FY20230Cr0Cr0.7%1.093.252.6%
FY20240Cr0Cr0.6%1.003.031.7%
FY20250Cr0Cr5.9%1.021.7210.4%
FY20260Cr0Cr6.8%1.072.1615.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PANACHE DuPont Analysis — ROE 15.7% | YieldIQ