DuPont Decomposition

Why does PANSARI earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.6% = 24.9% × 0.07 × 3.06

Latest: FY2025

Profitability

Net Margin

24.9%

6.1% →24.9%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.07x

0.27x →0.07x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.06x

1.85x →3.06x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 2.5 pp over 4 years. Driven by net margin improving (6.1% → 24.9%), asset turnover declining (0.27x → 0.07x), leverage rising (1.85x → 3.06x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.1%0.271.853.0%
FY20230Cr0Cr8.8%0.082.361.7%
FY20240Cr0Cr10.9%0.152.584.1%
FY20250Cr0Cr24.9%0.073.065.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PANSARI DuPont Analysis — ROE 5.6% | YieldIQ