DuPont Decomposition

Why does PAR earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.5% = 13.3% × 0.84 × 1.21

Latest: FY2025

Profitability

Net Margin

13.3%

12.4% →13.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.84x

0.94x →0.84x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.21x

1.31x →1.21x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 1.9 pp over 4 years.

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr12.4%0.941.3115.4%
FY20230Cr0Cr11.9%1.071.2515.9%
FY20240Cr0Cr15.3%0.941.1916.9%
FY20250Cr0Cr13.3%0.841.2113.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PAR DuPont Analysis — ROE 13.5% | YieldIQ