DuPont Decomposition

Why does PAVNAIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.3% = 1.6% × 0.80 × 1.82

Latest: FY2026

Profitability

Net Margin

1.6%

2.5% →1.6%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.80x

1.31x →0.80x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.82x

4.44x →1.82x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 12.4 pp over 5 years. Driven by asset turnover declining (1.31x → 0.80x), leverage falling (4.44x → 1.82x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.5%1.314.4414.7%
FY20230Cr0Cr2.3%1.304.5213.6%
FY20240Cr0Cr3.3%1.233.5314.5%
FY20250Cr0Cr2.4%1.111.403.7%
FY20260Cr0Cr1.6%0.801.822.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PAVNAIND DuPont Analysis — ROE 2.3% | YieldIQ