DuPont Decomposition

Why does PAVNAIND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.5% = 2.4% × 1.11 × 1.31

Latest: FY2025

Profitability

Net Margin

2.4%

2.5% →2.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.11x

1.31x →1.11x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.31x

3.63x →1.31x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.5 pp over 4 years. Driven by asset turnover declining (1.31x → 1.11x), leverage falling (3.63x → 1.31x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.5%1.313.6312.0%
FY20230Cr0Cr2.3%1.303.7611.3%
FY20240Cr0Cr3.3%1.233.0412.5%
FY20250Cr0Cr2.4%1.111.313.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.