Reverse DCF
What growth does the market imply for PHOENIXLTD?
Working backwards from the current price to find the FCF growth assumption baked in.
aggressive
16.1% implied annual FCF growth
The market is pricing in above-average growth. Achievable for a high-quality business but leaves limited margin for error — any slowdown could hurt the price.
Current Price
₹1,848
Historical Growth
-1.6%
FCF Yield
2.25%
Price / FCF
44.5x
Plain English
To justify today's price of ₹1848.40, PHOENIXLTD.NS needs to grow its free cash flow at 16.1% per year for the next 10 years. That is 17.7% faster than its historical growth rate of -1.6%. This is optimistic but not impossible for a high-quality business. The stock leaves little room for error — any slowdown could hurt the price.
Adjust Assumptions
Growth Scenarios
What the stock is worth at different growth assumptions
| Scenario | FCF Growth | Implied IV | MoS vs Price |
|---|---|---|---|
| Historical | -1.6% | ₹360 | -80.5% |
| Half implied | 8.0% | ₹914 | -50.6% |
| GDP rate | 10.0% | ₹1,091 | -41.0% |
| Implied | 16.1% | ₹1,848 | +0.0% |
At Historical Growth Rate
DCF horizon: 10 years. At -1.6% growth, the model values PHOENIXLTD at ₹360, below today's ₹1,848.
See full DCF analysis
Bear/base/bull scenarios, sensitivity heatmap, reverse DCF, and more.
Run Full Analysis →This is an analytical tool, not investment advice. Implied growth is a mathematical inversion of the DCF model and depends on WACC and terminal growth assumptions. YieldIQ is not registered with SEBI as an investment adviser.