DuPont Decomposition

Why does PICCADIL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

15.1% = 12.5% × 0.71 × 1.68

Latest: FY2025

Profitability

Net Margin

12.5%

5.1% →12.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.71x

1.08x →0.71x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.68x

2.56x →1.68x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~15%. Driven by net margin improving (5.1% → 12.5%), asset turnover declining (1.08x → 0.71x), leverage falling (2.56x → 1.68x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr5.1%1.082.5614.2%
FY20230Cr0Cr3.7%1.032.569.7%
FY20240Cr0Cr14.1%1.052.1832.3%
FY20250Cr0Cr12.5%0.711.6815.1%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for PICCADIL

Combine financial quality with intrinsic value.

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.