DuPont Decomposition

Why does PILITA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.3% = 4.2% × 0.98 × 1.32

Latest: FY2026

Profitability

Net Margin

4.2%

3.9% →4.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.98x

0.76x →0.98x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.32x

1.27x →1.32x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 1.6 pp over 5 years. Driven by asset turnover improving (0.76x → 0.98x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr3.9%0.761.273.8%
FY20230Cr0Cr3.7%0.941.254.4%
FY20240Cr0Cr4.9%0.971.316.2%
FY20250Cr0Cr5.2%1.031.226.6%
FY20260Cr0Cr4.2%0.981.325.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PILITA DuPont Analysis — ROE 5.3% | YieldIQ