DuPont Decomposition

Why does PTL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.5% = 71.8% × 0.06 × 1.26

Latest: FY2026

Profitability

Net Margin

71.8%

52.2% →71.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.06x

0.08x →0.06x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.26x

1.44x →1.26x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~5%. Driven by net margin improving (52.2% → 71.8%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr52.2%0.081.445.7%
FY20230Cr0Cr36.2%0.071.383.3%
FY20240Cr0Cr36.6%0.061.332.8%
FY20250Cr0Cr56.4%0.061.264.3%
FY20260Cr0Cr71.8%0.061.265.5%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PTL DuPont Analysis — ROE 5.5% | YieldIQ