DuPont Decomposition

Why does PYRAMID earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

10.4% = 4.2% × 1.29 × 1.91

Latest: FY2026

Profitability

Net Margin

4.2%

6.5% →4.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.29x

2.18x →1.29x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.91x

2.44x →1.91x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 24.4 pp over 5 years. Driven by net margin declining (6.5% → 4.2%), asset turnover declining (2.18x → 1.29x), leverage falling (2.44x → 1.91x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr6.5%2.182.4434.8%
FY20230Cr0Cr6.6%2.132.1129.6%
FY20240Cr0Cr5.5%1.761.3713.2%
FY20250Cr0Cr4.5%1.601.4810.7%
FY20260Cr0Cr4.2%1.291.9110.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

PYRAMID DuPont Analysis — ROE 10.4% | YieldIQ