DuPont Decomposition

Why does RATNAVEER earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

9.6% = 6.0% × 0.85 × 1.89

Latest: FY2026

Profitability

Net Margin

6.0%

2.2% →6.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.85x

1.38x →0.85x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.89x

4.68x →1.89x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 4.8 pp over 5 years. Driven by net margin improving (2.2% → 6.0%), asset turnover declining (1.38x → 0.85x), leverage falling (4.68x → 1.89x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr2.2%1.384.6814.4%
FY20230Cr0Cr5.2%1.233.6723.6%
FY20240Cr0Cr5.2%1.152.0512.3%
FY20250Cr0Cr5.3%1.202.0112.6%
FY20260Cr0Cr6.0%0.851.899.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RATNAVEER DuPont Analysis — ROE 9.6% | YieldIQ