DuPont Decomposition

Why does REDTAPE earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

21.6% = 8.4% × 0.91 × 2.82

Latest: FY2025

Profitability

Net Margin

8.4%

9.6% →8.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.91x

0.37x →0.91x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.82x

2.46x →2.82x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 12.9 pp over 4 years. Driven by net margin declining (9.6% → 8.4%), asset turnover improving (0.37x → 0.91x), leverage rising (2.46x → 2.82x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr9.6%0.372.468.7%
FY20230Cr0Cr9.7%1.182.6029.8%
FY20240Cr0Cr8.1%0.322.456.3%
FY20250Cr0Cr8.4%0.912.8221.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.