DuPont Decomposition

Why does RHL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.3% = 12.2% × 0.15 × 1.26

Latest: FY2025

Profitability

Net Margin

12.2%

-86.4% →12.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.15x

0.08x →0.15x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.26x

1.73x →1.26x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 13.8 pp over 4 years. Driven by net margin improving (-86.4% → 12.2%), leverage falling (1.73x → 1.26x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-86.4%0.081.73-11.5%
FY20230Cr0Cr52.0%0.131.218.0%
FY20240Cr0Cr3.9%0.141.270.7%
FY20250Cr0Cr12.2%0.151.262.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RHL DuPont Analysis — ROE 2.3% | YieldIQ