DuPont Decomposition

Why does RHL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

3.3% = 16.7% × 0.16 × 1.25

Latest: FY2026

Profitability

Net Margin

16.7%

-86.4% →16.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.16x

0.08x →0.16x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.25x

1.73x →1.25x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 14.8 pp over 5 years. Driven by net margin improving (-86.4% → 16.7%), leverage falling (1.73x → 1.25x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-86.4%0.081.73-11.5%
FY20230Cr0Cr52.0%0.131.218.0%
FY20240Cr0Cr3.9%0.141.270.7%
FY20250Cr0Cr12.1%0.151.262.3%
FY20260Cr0Cr16.7%0.161.253.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RHL DuPont Analysis — ROE 3.3% | YieldIQ