DuPont Decomposition

Why does RML earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

5.6% = 1.1% × 1.48 × 3.38

Latest: FY2025

Profitability

Net Margin

1.1%

1.5% →1.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.48x

0.46x →1.48x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.38x

5.58x →3.38x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 1.7 pp over 3 years. Driven by asset turnover improving (0.46x → 1.48x), leverage falling (5.58x → 3.38x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230.1Cr0Cr1.5%0.465.584.0%
FY20240Cr-0Cr-1.8%0.385.35-3.7%
FY20250Cr0Cr1.1%1.483.385.6%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.