DuPont Decomposition

Why does RML earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

14.3% = 2.8% × 1.53 × 3.36

Latest: FY2026

Profitability

Net Margin

2.8%

0.6% →2.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.53x

1.39x →1.53x

Revenue per ₹ of assets

Leverage

Equity Multiplier

3.36x

5.39x →3.36x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 9.7 pp over 5 years. Driven by net margin improving (0.6% → 2.8%), asset turnover improving (1.39x → 1.53x), leverage falling (5.39x → 3.36x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr0.6%1.395.394.7%
FY20230Cr0Cr1.3%1.725.5812.4%
FY20240Cr0Cr1.6%1.613.238.3%
FY20250Cr0Cr1.1%1.503.385.6%
FY20260Cr0Cr2.8%1.533.3614.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

RML DuPont Analysis — ROE 14.3% | YieldIQ