DuPont Decomposition

Why does SELMC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

-125.3% = -34.7% × 0.44 × 8.25

Latest: FY2023

Profitability

Net Margin

-34.7%

-31.3% →-34.7%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.44x

0.30x →0.44x

Revenue per ₹ of assets

Leverage

Equity Multiplier

8.25x

5.25x →8.25x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 75.5 pp over 2 years. Driven by net margin declining (-31.3% → -34.7%), asset turnover improving (0.30x → 0.44x), leverage rising (5.25x → 8.25x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 2 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-31.3%0.305.25-49.8%
FY20230Cr-0Cr-34.7%0.448.25-125.3%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.