DuPont Decomposition

Why does SHANKARA earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

0.9% = 0.3% × 1.79 × 1.69

Latest: FY2026

Profitability

Net Margin

0.3%

1.4% →0.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.79x

2.31x →1.79x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.69x

1.87x →1.69x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 5.3 pp over 5 years. Driven by net margin declining (1.4% → 0.3%), asset turnover declining (2.31x → 1.79x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr1.4%2.311.876.2%
FY20230Cr0Cr1.6%3.112.019.8%
FY20240Cr0Cr1.7%3.041.9910.2%
FY20250Cr-0Cr-0.1%2.361.40-0.2%
FY20260Cr0Cr0.3%1.791.690.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SHANKARA DuPont Analysis — ROE 0.9% | YieldIQ