DuPont Decomposition

Why does SIMPLEXINF earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.2% = 1.1% × 0.25 × 8.28

Latest: FY2025

Profitability

Net Margin

1.1%

-26.0% →1.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.25x

0.21x →0.25x

Revenue per ₹ of assets

Leverage

Equity Multiplier

8.28x

13.17x →8.28x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 72.7 pp over 4 years. Driven by net margin improving (-26.0% → 1.1%), leverage falling (13.17x → 8.28x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-26.0%0.2113.17-70.5%
FY20230Cr-0Cr-25.3%0.1834.49-156.6%
FY20240Cr-0Cr-5.3%0.1344.89-31.2%
FY20250Cr0Cr1.1%0.258.282.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SIMPLEXINF DuPont Analysis — ROE 2.2% | YieldIQ