DuPont Decomposition

Why does SIMPLEXINF earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

2.2% = 1.1% × 0.25 × 8.26

Latest: FY2025

Profitability

Net Margin

1.1%

-20.5% →1.1%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.25x

0.05x →0.25x

Revenue per ₹ of assets

Leverage

Equity Multiplier

8.26x

34.49x →8.26x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 34.4 pp over 3 years. Driven by net margin improving (-20.5% → 1.1%), asset turnover improving (0.05x → 0.25x), leverage falling (34.49x → 8.26x). High financial leverage (equity multiplier > 4x) amplifies returns but also risk.

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr-0Cr-20.5%0.0534.49-32.2%
FY20240Cr0Cr45.4%0.0344.8970.6%
FY20250Cr0Cr1.1%0.258.262.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.