DuPont Decomposition

Why does SNOWMAN earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

1.4% = 1.0% × 0.72 × 1.89

Latest: FY2025

Profitability

Net Margin

1.0%

0.6% →1.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.72x

0.39x →0.72x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.89x

1.72x →1.89x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~1%. Driven by asset turnover improving (0.39x → 0.72x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr0.6%0.391.720.4%
FY20230Cr0Cr3.2%0.581.723.2%
FY20240Cr0Cr2.5%0.671.793.0%
FY20250Cr0Cr1.0%0.721.891.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SNOWMAN DuPont Analysis — ROE 1.4% | YieldIQ