DuPont Decomposition

Why does SOTL earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.8% = 3.0% × 1.61 × 1.42

Latest: FY2025

Profitability

Net Margin

3.0%

6.3% →3.0%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.61x

1.59x →1.61x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.42x

1.56x →1.42x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.8 pp over 3 years. Driven by net margin declining (6.3% → 3.0%).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr6.3%1.591.5615.6%
FY20240Cr0Cr5.4%1.501.5312.4%
FY20250Cr0Cr3.0%1.611.426.8%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for SOTL

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SOTL DuPont Analysis — ROE 6.8% | YieldIQ