Reverse DCF
What growth does the market imply for SPANDANA?
Working backwards from the current price to find the FCF growth assumption baked in.
conservative
-30.0% implied annual FCF growth
The market is pricing in below-GDP growth — very conservative assumption. If the company delivers anywhere near its historical rate, there is significant upside.
Current Price
₹226
Historical Growth
1.2%
FCF Yield
226.13%
Price / FCF
0.4x
Plain English
To justify today's price of $226.13, SPANDANA.NS needs to grow its free cash flow at -30.0% per year for the next 10 years. That is 31.2% slower than its historical growth rate of 1.2%. This looks achievable — the market is not pricing in heroic assumptions. There may be genuine upside if the company executes.
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Growth Scenarios
What the stock is worth at different growth assumptions
| Scenario | FCF Growth | Implied IV | MoS vs Price |
|---|---|---|---|
| Implied | -30.0% | ₹304 | +34.4% |
| Half implied | -15.0% | ₹1,401 | +519.5% |
| Historical | 1.2% | ₹5,475 | +2321.3% |
| GDP rate | 10.0% | ₹11,269 | +4883.2% |
At Historical Growth Rate
It would take 3 years for SPANDANA to organically grow into today's price assuming its historical FCF growth of 1.2%.
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Run Full Analysis →This is an analytical tool, not investment advice. Implied growth is a mathematical inversion of the DCF model and depends on WACC and terminal growth assumptions. YieldIQ is not registered with SEBI as an investment adviser.