SPANDANA SPHOORTY FIN LTD

SPANDANA · General/Diversified · NSE

₹255

Current Market Price

Under Review— We don’t have enough data to publish a fair value estimate for SPANDANA yet. Reason: Data Limited.

Valuation engine: DCF

Updated just now

YieldIQ Score

Piotroski F-Score

6/9

Economic Moat

None

Confidence

21%

ROE

-39.3%

Debt/Equity

2.15

WACC

11.1%

Market Cap

₹1,818 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

-16.3%

Return on capital employed

EV / EBITDA

Enterprise multiple

Debt / EBITDA

Leverage vs earnings

Interest Coverage

EBIT covers interest

Current Ratio

236.88×

Short-term liquidity

Asset Turnover

0.28×

Revenue per ₹ of assets

Revenue CAGR (3Y)

-8.7%

3-year revenue growth

Revenue CAGR (5Y)

5-year revenue growth

Ratio Trends

SPANDANA · last 6 annual periods

ROE

-39.3%

min -39.3%max 3.5%

ROCE

-16.3%

min -16.3%max 9.3%

Operating Margin

min max

Debt / Equity

2.15×

min 1.47×max 2.15×

PE

36.0×

min 36.0×max 50.7×

EV / EBITDA

min max

Historical Financials

SPANDANA · Annual, last 5 years· amounts in ₹Cr unless noted

Metric
2022
NSE_XBRL
2023
NSE_XBRL
2024
NSE_XBRL
2025
yfinance
2026
yfinance
CAGR
Revenue₹1385 Cr₹1268 Cr₹2216 Cr₹2194 Cr₹965 Cr-8.6%
EBITDA₹491 Cr₹29.7 Cr₹692 Cr₹400 Cr₹-290 Cr
EBIT₹579 Cr₹476 Cr₹1597 Cr+28.9%
PAT₹69.5 Cr₹12.3 Cr₹501 Cr₹-1035 Cr₹-699 Cr
EPS (diluted)₹7.20₹1.74₹69.38+76.2%
CFO₹863 Cr₹-2171 Cr₹-2679 Cr₹3681 Cr₹882 Cr+0.6%
CapEx₹-14.0 Cr₹-12.7 Cr₹-26.0 Cr₹-22.3 Cr₹-4.0 Cr
FCF₹849 Cr₹-2184 Cr₹-2705 Cr₹3659 Cr₹878 Cr+0.9%
Total Assets₹7076 Cr₹9383 Cr₹13.4K Cr₹8494 Cr₹6246 Cr-3.1%
Total Debt₹3772 Cr₹6074 Cr₹9425 Cr₹5656 Cr₹3943 Cr+1.1%
Shareholders' Equity₹3088 Cr₹3099 Cr₹3645 Cr₹2633 Cr₹2129 Cr-8.9%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

SPANDANA vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
PFS

PFS

Pending7.9%
SATIN

SATIN

Pending7.3%
MUFIN

MUFIN

Pending4.9%
UGROCAP

UGROCAP

Pending7.0%
ARMANFIN

ARMANFIN

Pending6.1%25.0×

Click a ticker to view its fair-value analysis.

Dividend History

No dividend events recorded for SPANDANA in the last 10 years.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.