DuPont Decomposition

Why does SPIC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

15.4% = 7.2% × 1.18 × 1.82

Latest: FY2026

Profitability

Net Margin

7.2%

44.3% →7.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.18x

0.22x →1.18x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.82x

2.44x →1.82x

Assets funded by equity vs debt

Trend Analysis

ROE declined by 8.1 pp over 5 years. Driven by net margin declining (44.3% → 7.2%), asset turnover improving (0.22x → 1.18x), leverage falling (2.44x → 1.82x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr44.3%0.222.4423.5%
FY20230Cr0Cr57.5%0.242.2330.5%
FY20240Cr0Cr27.3%0.241.6410.5%
FY20250Cr0Cr5.1%1.341.9113.0%
FY20260Cr0Cr7.2%1.181.8215.4%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SPIC DuPont Analysis — ROE 15.4% | YieldIQ