DuPont Decomposition

Why does SPIC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

13.0% = 35.3% × 0.19 × 1.91

Latest: FY2025

Profitability

Net Margin

35.3%

3.8% →35.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.19x

0.31x →0.19x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.91x

2.23x →1.91x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 10.4 pp over 3 years. Driven by net margin improving (3.8% → 35.3%), asset turnover declining (0.31x → 0.19x), leverage falling (2.23x → 1.91x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr3.8%0.312.232.6%
FY20240Cr-0Cr-19.4%0.071.64-2.3%
FY20250Cr0Cr35.3%0.191.9113.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SPIC DuPont Analysis — ROE 13.0% | YieldIQ