DuPont Decomposition

Why does SUMIT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

7.2% = 8.3% × 0.44 × 1.98

Latest: FY2025

Profitability

Net Margin

8.3%

-7.6% →8.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.44x

0.30x →0.44x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.98x

3.96x →1.98x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 16.2 pp over 4 years. Driven by net margin improving (-7.6% → 8.3%), asset turnover improving (0.30x → 0.44x), leverage falling (3.96x → 1.98x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-7.6%0.303.96-9.0%
FY20230Cr0Cr6.9%0.374.0810.4%
FY20240Cr0Cr5.7%0.633.7513.6%
FY20250Cr0Cr8.3%0.441.987.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for SUMIT

Combine financial quality with intrinsic value.

See Fair Value →

DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SUMIT DuPont Analysis — ROE 7.2% | YieldIQ