DuPont Decomposition

Why does SUMIT earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.0% = 8.3% × 0.44 × 1.67

Latest: FY2025

Profitability

Net Margin

8.3%

-1.5% →8.3%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.44x

0.27x →0.44x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.67x

2.91x →1.67x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 7.2 pp over 4 years. Driven by net margin improving (-1.5% → 8.3%), asset turnover improving (0.27x → 0.44x), leverage falling (2.91x → 1.67x).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr-0Cr-1.5%0.272.91-1.2%
FY20230Cr0Cr7.7%0.363.108.7%
FY20240Cr0Cr5.1%0.662.668.9%
FY20250Cr0Cr8.3%0.441.676.0%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SUMIT DuPont Analysis — ROE 6.0% | YieldIQ