DuPont Decomposition

Why does SUMMITSEC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

1.2% = 80.8% × 0.01 × 1.15

Latest: FY2026

Profitability

Net Margin

80.8%

79.0% →80.8%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.01x

0.01x →0.01x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.15x

1.10x →1.15x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~1%. Driven by net margin improving (79.0% → 80.8%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr79.0%0.011.101.1%
FY20230Cr0Cr75.4%0.011.100.7%
FY20240Cr0Cr109.8%0.011.120.8%
FY20250Cr0Cr67.1%0.011.150.7%
FY20260Cr0Cr80.8%0.011.151.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SUMMITSEC DuPont Analysis — ROE 1.2% | YieldIQ