DuPont Decomposition

Why does SUMMITSEC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

0.7% = 54.5% × 0.01 × 1.15

Latest: FY2025

Profitability

Net Margin

54.5%

49.0% →54.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.01x

0.00x →0.01x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.15x

1.10x →1.15x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~1%. Driven by net margin improving (49.0% → 54.5%).

Historical Decomposition

Last 4 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr49.0%0.001.100.1%
FY20230.1Cr0.1Cr68.1%0.001.100.1%
FY20240Cr0Cr73.2%0.001.120.2%
FY20250Cr0Cr54.5%0.011.150.7%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

See DCF fair value for SUMMITSEC

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.