DuPont Decomposition

Why does SYMPHONY earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

27.9% = 13.5% × 1.18 × 1.75

Latest: FY2025

Profitability

Net Margin

13.5%

9.8% →13.5%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.18x

1.08x →1.18x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.75x

1.21x →1.75x

Assets funded by equity vs debt

Trend Analysis

ROE improved by 15.2 pp over 3 years. Driven by net margin improving (9.8% → 13.5%), leverage rising (1.21x → 1.75x).

Historical Decomposition

Last 3 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20230Cr0Cr9.8%1.081.2112.8%
FY20240Cr0Cr12.8%0.951.6319.8%
FY20250Cr0Cr13.5%1.181.7527.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

SYMPHONY DuPont Analysis — ROE 27.9% | YieldIQ